Traveling to Europe Without a GHIC or EHIC? Here’s How a PRC Can Help
Essential Healthcare Information for UK Citizens Traveling to Europe
Access to medical services is a critical consideration for UK citizens traveling abroad, particularly to the Schengen Area. Here’s what you need to know about healthcare cards like GHIC, EHIC, and PRC, and why travel insurance is still necessary.
GHIC: Global Health Insurance Card
What It Covers:
- Emergency medical treatments (accidents, sudden illnesses).
- Necessary medical consultations and prescribed medications.
- Pregnancy-related services (excluding childbirth).
- Treatment for existing conditions like diabetes.
How to Apply:
- Eligibility: UK residents and their dependents (spouses, partners, children).
- Requirements: Full name, address, date of birth, National Insurance number, and health/care number (for Northern Ireland residents).
- Validity: Five years; renewal available nine months before expiration.
- Approval Time: Applications are processed within 24 hours; the card arrives in 15 working days.
EHIC: European Health Insurance Card
- Offers the same healthcare benefits as the GHIC.
- Valid in EEA countries and Switzerland.
- New EHIC applications are no longer accepted post-Brexit. Existing EHIC holders can use the card until expiration, after which they must apply for a GHIC.
PRC: Provisional Replacement Certificate
What It Is:
- A temporary replacement for the GHIC/EHIC for Brits traveling abroad who do not have their card available or are awaiting their application approval.
What It Covers:
- Provides the same healthcare access as GHIC/EHIC but cannot be applied for in advance.
How to Apply:
- Online via NHS Overseas Healthcare Services or by phone.
- Information Needed: Email address, National Insurance number, OHS reference number (if available), details of the medical facility providing treatment.
Why Travel Insurance is Essential
While GHIC, EHIC, and PRC cover medical expenses, they do not address:
- Non-medical emergencies such as lost luggage or delayed flights.
- Costs associated with unforeseen travel disruptions.
Travel insurance complements these healthcare options by covering broader travel-related risks, offering peace of mind for UK citizens visiting Europe.
By combining these healthcare cards with travel insurance, travelers ensure comprehensive protection against unexpected events during their trips.
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AtoZ Serwis Plus, founded in 2009, is a top-tier B2C and B2B immigration agency providing specialised services globally. Headquartered in Poland, with operations in over five European countries and partner offices worldwide, it supports clients with expert immigration services. The agency works with regulated immigration lawyers in Poland and Portugal, ensuring professional and reliable assistance.
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Why Partner with Us?
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Contact Us
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Would you like some advice? So that you know, the information I've included is for you to review. You'll always consult with your legal and tax advisor(s) and follow their guidance. AtoZ, Serwis Plus cannot assist with legal or tax matters. The information presented is not specific to any particular company or workforce nor reflects how AtoZ Serwis Plus products are distributed in any jurisdiction. In reading, it is general. AtoZ Serwis Plus makes no representations or warranties regarding this information's completeness or timeliness. It shall not be liable for any losses from using or relying on it. Please be careful when using this information.